Home Loans for Teachers, Nurses & First Responders in Brownsville, TX

Special programs for community heroes—tailored by a local Brownsville lender.

At Reliant Mortgage Services, we believe the people who serve our community deserve special opportunities to achieve homeownership. Teachers, nurses, police officers, firefighters, and EMTs play vital roles in Brownsville—and there are unique home loan programs designed just for you.

Why Specialized Home Loans Matter

• Rising property values in South Texas
• Student loan debt and modest starting salaries
• Difficulty saving for a large down payment

That’s where mortgage programs for community heroes come in—making homeownership more affordable and accessible.

Loan Options Available in Brownsville

1) FHA Loans

• As little as 3.5% down
• Flexible credit requirements
• Great for first-time buyers

2) VA Loans (for Military & Eligible Service Members)

• 0% down and no PMI
• Often lower interest rates
• Ideal for veterans and active duty

3) USDA Loans

• No down payment in eligible rural areas near Brownsville
• Affordable fixed rates
• Great option outside the city center

4) Good Neighbor Next Door (HUD)

• For teachers, law enforcement, firefighters, and EMTs
• Up to 50% discount on select HUD homes in revitalization areas
• $100 down with FHA financing (where eligible)

5) State & Local Down Payment Assistance

Texas programs can provide grants or deferred loans to help with down payments and closing costs. Our team will help you confirm eligibility and stack assistance where possible.

Benefits for Teachers, Nurses & First Responders

• Lower upfront costs and discounted home opportunities
• Flexible approvals (even with student debt)
• Fast-track pre-approvals with a local lender
• Bilingual guidance (English & Español)

Why Brownsville Is a Great Place to Buy

• More affordable than many Texas metros
• Proximity to South Padre Island and coastal recreation
• Growing job market (healthcare, education, aerospace, trade)

How Reliant Mortgage Services Helps Heroes Succeed

• Compare FHA, VA, USDA, Conventional, and hero programs side-by-side
• Maximize down payment assistance and closing cost support
• Provide clear, fast pre-approvals to strengthen your offer
• Offer local expertise on neighborhoods, taxes, and timelines

Ready to Start Your Home Loan Journey?

We’re honored to serve those who serve others. Let’s find the right program for you.

Call Ricardo at (956) 622-4307
Apply Online Today