Make no mistake, there's a lot involved in order to get a mortgage loan. You wouldn't be here on our website if you could fill out a simple loan app and get a great loan check cut the same day. But Reliant Mortgage Services does the heavy lifting so you can concentrate on your life rather than the mortgage loan.

Getting a home loan involves four major steps.

Step one: determine how much you can borrow

A couple of factors determine this amount. What kind of monthly payment are you looking for? And given your unique credit and employment history, income and debt, and goals, how much will a lender loan you? You can get a good idea of your preferred payment amount using the calculators on our website. And we can guide you to the right loan amount and best program for you when you answer a few questions. Because lender guidelines are fairly standard, we can give you a good idea of how much you can borrow after a short conversation.

Step four: your loan is funded

Your real estate agent and the seller's will coordinate to decide on an escrow/title company to take care of the funding of your loan once it's approved. We'll work with this company to make sure all the papers your lender will require are in order, and you will probably}likely sign all these papers at this company's officeWe coordinate with the title company to set your date of closing. Because you don't have to worry about these details, you get to concentrate on moving logistics, paint colors, new carpet, and the details involved in moving into your new house.

You've answered some few questions, given us detailed information, applied online, and before you know it, you're deciding when to move in! Reliant Mortgage Services is a mortgage specialist; you're not — so we take care of the details. Doesn't that sound nice?