How to Get Pre-Approved for a Mortgage in Brownsville

Looking to buy a home in Brownsville, TX? You’re not alone—and pre-approval could be your secret weapon. With Brownsville’s competitive and fast-growing housing market, getting pre-approved for a mortgage gives you an edge over other buyers. At Reliant Mortgage Services, we make the process fast, friendly, and local.

Here’s why it matters—and how to get started today.

*  What Is a Mortgage Pre-Approval?

A mortgage pre-approval is a written statement from a lender that shows you qualify for a home loan based on your financial situation. It’s one of the most important first steps in the home buying journey, especially in Brownsville where homes can move quickly.

With pre-approval, you’ll know:

• How much you can afford
• What your estimated interest rate will be
• That sellers will take your offers more seriously

*  Why a Pre-Approval Matters in Brownsville

Brownsville is booming—with new developments, low cost of living, and growing demand for housing. That means more buyers are competing for fewer homes. A pre-approval letter tells sellers you're not just browsing—you’re ready to buy.

Whether you're looking in Rancho Viejo, Southmost, or North Brownsville, having pre-approval makes your offer stronger and can even shorten your closing timeline.

*  What You’ll Need to Get Pre-Approved

To get pre-approved with Reliant Mortgage Services, you’ll need to provide:

• ID and Social Security Number
• Recent pay stubs (usually 30 days)
• W-2s and/or 1099s (last 2 years)
• Tax returns (2 years)
• Bank statements (2 months)
• Employment history
• Credit check authorization

Self-employed? Don’t worry—we specialize in helping business owners get approved too.

*  How the Process Works

We make pre-approval simple. Here’s how it works at Reliant Mortgage Services:

1. Apply Online – Start from your phone or computer in just minutes
2. Submit Documents – Securely upload your income, ID, and asset info
3. Talk with a Local Loan Officer – We’ll help you understand your options
4. Receive Your Pre-Approval Letter – In 24–48 hours, you're ready to shop!

*  Loan Options We Offer

We’ll guide you toward the right loan for your goals:

• FHA Loans – Ideal for first-time buyers; only 3.5% down
• Conventional Loans – 3–5% down with strong credit
• VA Loans – 0% down for eligible veterans
• USDA Loans – 0% down in rural areas outside Brownsville
• Investor & Self-Employed Loans – Special programs for unique income

*  Start Today with Reliant Mortgage Services

We’re not a call center—we’re your neighbors. Located right here in Brownsville, TX, we offer bilingual service, personalized support, and fast results.

- Call us today at (956) 622-4307
- Apply Today to start your pre-approval online in just minutes.

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